Default Configurations

Organizations have the ability to define a set of default configurations for all new Deals created within the system. Most of the configurations are editable on a per-deal basis, but this allows for organizations to set consistent starting points for their deals.

There are two categories of configurations: Site-wide, and Deal-specific.

Site-Wide Configurations

Configuration	Description
Use Google Docs	Use google docs as doc preview functionality. If turned off, then users can’t preview documents but are able to still download document.
Use Schedule of Real Estate or Schedule E Data in Person Cash Flow	Choose between using real estate revenue from the Schedule E (Tax Return) or the Schedule of Real Estate to populate the person's Cash Flow.
Use $/Unit or $/SF in Proforma Cash Flow	Choose between using $/SF or $/unit on the expenses lines of the proforma cash flow for the collateral. This only applies to residential component types.

Deal-Specific Configurations

Configuration	Description
Rate Data	Sets default values for Rate Index (e.g. LIBOR, SOFR, WSJ Prime), Index Rate (%), Rate Spread (%), and Interest Rate Floor (%) for all newly created deals.
Fee Data	Sets default fees and amounts for newly created deals.
Cap Rate	Define default cap rate for newly created collateral (for both proforma and in place valuations) assuming a market value is not populated.
Stress Tests: Multi-variable Stress Test custom values	Sets default percent change values for the custom stress test in the multi-variable stress test analysis. These include revenue, expense, vacancy, and cap rate changes.
Stress Tests: Deal Thresholds	Sets organization default thresholds for maximum LTV, minimum DSCR, and minimum Debt Yield.